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A former Louisiana sheriff's dispatcher, Kellen Spadoni, discovered a bank error that mistakenly credited her account with over $1 million instead of the intended $82.56. Rather than alerting the bank, she transferred the funds to another account and purchased a home and an SUV. This led to her arrest for theft and a lawsuit from Charles Schwab, who claims she ignored multiple attempts to rectify the mistake. Legal experts discuss the implications, noting that although the bank made an error, it does not grant a legal right to retain the funds.