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Former Louisiana sheriff's dispatcher Kellen Spadoni discovered over $1.2 million in her bank account due to a banking error intended to transfer only $82.56. Instead of notifying the bank, Spadoni moved the funds to another account and used them to purchase a home and an SUV. She has since been arrested for theft and is facing a lawsuit from Charles Schwab, which claims she ignored multiple attempts to return the money. Legal experts discuss the issues at play, acknowledging that while the bank’s mistake is significant, it does not grant Spadoni a legal right to keep the money.