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A durable power of attorney involves two parties: a principal and an agent. The principal designates the agent to manage their financial matters, typically in writing. While a spouse is often selected as an agent, the principal can choose anyone they trust, and it's advised to select someone who is also a beneficiary in their will. The principal may appoint multiple agents to make decisions jointly or nominate an alternative agent if the primary agent is unable to act. The key distinction between durable and general power of attorney is that the latter becomes invalid upon the principal's incapacitation, as determined by a court, while the durable power of attorney remains in effect until the principal's death or revocation.
