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A cleaning subcontractor agreement is created between an individual or business providing cleaning services and a residential or commercial cleaner hired as a subcontractor. Companies may choose subcontractors instead of full/part-time staff to save money, with subcontractors usually paid higher hourly rates to cover expenses like health insurance. Subcontractors must pay for their own health insurance and file their own taxes yearly since they are self-employed. Cleaning subcontractors are divided into residential cleaners who clean homes and apartments.