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they are the Mecca maybe it is and the reason why is because theyre everywhere and your local credit union might be just your local credit union you know so it its the difference between being a because the Creditor in our work day at the time when I left them it was in um 20 2016. yeah they were a 34 million dollar Credit Union so no theyre not gonna probably be giving out 20 000 limits all over the place you know and afford it they cant afford it with you being in um The Well coming from the credit uh Union uh industry whats your honest opinion about people I wont say over hyping uh Navy Federal or pen fed like in your opinion can other credit unions give those same limits as well too or have you seen that um in your past and I just got approved for the flagship card for the 20 000. wow okay congratulations thank you and uh babies and the reason why is because theyre everywhere and your local credit union might be just your local credit union you know so it its the difference