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hi there my name is Nicole Vinson and Iamp;#39;m an attorney with the Merlyn Law Group our firm handles property insurance claims that are denied or delayed nationwide we handle commercial and residential losses we do the litigation for these insurance claims and also the bad faith litigation today I want to address an issue and I think the title may be what your insurance company doesnamp;#39;t want you to know if youamp;#39;re suffering from a loss whether itamp;#39;s a catastrophic devastating loss that takes your property in total or whether itamp;#39;s a small claim that impacts just part of your business or part of your house itamp;#39;s important that you promptly call in your claim to the insurance company but in response I think itamp;#39;s critical that you are ready to present your claim to the insurance company with the understanding that although you pay your premiums and although youamp;#39;ve known your agent for twenty years the first response from the insurance