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on this money Monday a look at your credit status if youamp;#39;re like the typical Michigan resident itamp;#39;s not great typical Michigan credit score is in the 640s ing to creditkarma.com that is below the national average it is also a level that will lock you out of the best interest rates in borrowing deals around you just wonamp;#39;t be able to get them and so we bring in attorney Michael Jafar from the Dearborn firm Jafar and motti a lot of people see advertisements Mike for credit repair services we could fix it up for you your response to that careful be very weary of people who advertise that they can do credit repair for you uh the first person who should analyze your credit score should be yourself hereamp;#39;s how you do it pull a copy of your free credit report and go through it thereamp;#39;s two pieces of bad information on your credit report that could hurt you legitimate information and illegitimate information itamp;#39;s very easy to fix both and we can tal