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you want to make better retirement tax decisions well in this video today were going to talk about eight specific years inside of your retirement tax plan that you need to be focusing on in order to make better decisions there are going to be certain years where you want to show a higher income potentially pay a little bit more in taxes theyre also going to be certain years where you really want to control that income and pay less in taxes were going to show you which is which and help you optimize your tax situation along the way lets get into it now before getting into these specific tax years i want to make sure we understand an important foundational concept that were going to be carrying through for the rest of the video now a lot of retirees i see make mistakes right from the start that end up messing up their tax decisions and the main error here is focusing on the wrong tax number so i see a lot of retirees focusing on something called your effective tax rate now you find