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[Music] no one expects you to become a health insurance expert but health insurance is something youre going to have to deal with for a lot of years if your parents have been handling your doctor appointments and the insurance policy that helps pay for them this may be the first time that you have to step up in the u.s there are a variety of insurance policies ranging from those that cover the costs of doctors and hospitals to those that meet a specific need like vision or dental coverage when most of us talk about health insurance however we refer to the kind of plan that covers doctor bills surgery and hospital costs just like car or home insurance you pick a health insurance plan and agree to pay a specific monthly rate or premium for that policy in return the insurance company agrees to pay a specific percentage of your medical expenses for a specific list of medical services which are called covered services your new employer will probably offer you health insurance you might hav
