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In this video tutorial, John Skiba discusses car loans in bankruptcy, clarifying misconceptions about keeping your car, reaffirmation agreements, and whether you should enter into one. He explains the process of how car loans work in bankruptcy, particularly in a Chapter 7 bankruptcy where debts are categorized into secured and unsecured debts. Secured debts have collateral attached, such as car loans and home loans. It can be confusing to understand what happens to your car loan in bankruptcy, but this video aims to provide clarity on this topic.
