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welcome to small practice support information session 15. in this law society environment recording terry dunn of first ireland insurance brokers talks to justin purcell about professional indemnity insurance [Music] [Applause] [Music] so terry well get started uh formally so youre very welcome uh to the small practice information session at the law society were delighted to have terry dunn whos associate director and head of professional indemnity first ireland risk management so just on the housekeeping issues were just taking questions by a chat so i cant answer your raised hands or any other way of so if you could just ask the questions to the the panelists we will happily deal with as many as we can so terry delighted to have you aboard uh hopefully you can make this issue a little bit easier for us all i know its a complex and its coming up for renewal and it hits peoples pockets so we would like to hear what you have to say so okay okay i suppose if you could move to t