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josh vegeta here mortgage broker with hunter galloway the home for home buyers across australia and today we look at the all moneys calls and how this can have a devastating impact on you so keep watching and before we jump in please remember that this is general advice only and it doesnt take into consideration your financial position so its best to seek the services of a legal professional to understand how these concepts apply to your unique situation one what is your moneys cause well its a condition included in the lenders memorandum of provisions essentially the terms and conditions which allows for all debts owed by the borrower to be secured against the property held by the lender so if youre looking to buy a home for five hundred thousand dollars and need a loan of three hundred thousand dollars the bank holds the right over the property to secure the mortgage and in the event you default repossession is allowed and that makes sense but under your moneys clause it also