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what happens when you go to retire and you get a letter from opm that says you dont have the service you thought you had what are your actions what are repercussions that you can take to get the pension that youre supposed to get stick with me in this video and im going to talk about number one tips to avoid this but number two what are some of the best ways in dealing with opm to correct a mistake in your pension im micah schlansky and this is the fers federal fact check today our question is from anthony and anthonys going to ask a question that a lot of us hope we never get in retirement its what happens when your pensions wrong after youve retired and youre getting less than you think anthonys question is i retired early to come home and care for my sick parents at the time of my retirement in 2017 i found out that i was being penalized by my agency for five years because i opted out and wasnt paying into the retirement system at that time i had all mother of my money go