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In this video, Micah Schlansky addresses a common concern for retirees: receiving a letter from the Office of Personnel Management (OPM) indicating a discrepancy in service time and pension eligibility. He outlines key actions to take when faced with this situation, highlighting essential tips to avoid such issues initially. Schlansky also provides effective strategies for dealing with OPM to rectify any pension mistakes. The discussion is prompted by a question from a viewer named Anthony, who shares his experience of an early retirement in 2017, during which he was penalized for opting out of the retirement system to care for his ailing parents, ultimately resulting in a reduced pension.