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hi everyone Anissa with big RIA and I wanted to go over loan forbearance with you so heres a question that came in what is loan forbearance mean so loan forbearance is a suspension or reduction in mortgage payments for a set amount of time usually this is anywhere from a month to about six months and youre not gonna see it go much longer than that so why would someone be interested in loan forbearance well this can be a way for some borrowers to stay out of more financial trouble keeping their loan from going into foreclosure by making it affordable usually these are short-term plans and were going to get into that just a little more so the three ways that this usually gets paid back to the lender so its repaid in a lump sum which is full reinstatement put into a loan modification meaning the loan is completely reworked at the end of this forbearance period its broken up into monthly payments kind of tacked on to the new payment once you get out of this forbearance period to pay
