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here is a certificate of insurance and what were going to do is kind of talk about uh what you need to be looking for on a Certificate of Insurance uh and Ive got a were going to do a series of these on certificates but the first thing I want you to realize is that a certificate is really worth no more than the paper its written on um its an essentially worthless um it uh if you go down to here and you look at it um it does say this is to certifi that the policies of Insurance listed below have been issued thats about the only thing that its worth um and well talk more about that but for practical purposes what you need to do is when you are getting certificates and you are keeping up with them you need to do a couple things one you want to make sure that the person that you are paying is listed as the insured um none of this takes the place of making sure what is on the policy but generally speaking most people have a most agents have an agency management system so if the name
