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[Music] one of the innovations weve looked at in the structure of deals is the increasing use of clever mechanisms to hedge risk to improve the nature of the negotiation and to isolate and set aside risk in different ways and this discussion is one that we love because its right in the detail and its to look at this really critical negotiation point of risk allocation and how can you improve the performance of the transaction but even beforehand improve the performance of the negotiation and rt is going to lead us through an interesting discussion on some of the different ways and different types of deals that that could take place so take it away and introduce yourself great hi everyone thanks so much for taking the the time to join us in this this discussion so my name is rt mansing im a director with willis towers watson transactional liability group um just by a little bit about my background and then ill have our esteemed panel members introduce themselves um you know ive be