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[Music] hey guys we're gonna see if this guy lucas actually has a question that has not been answered on the youtube channel or not i get a lot of people that hit me up in my dms and go man i can't find this answer anywhere i've looked i've looked i've looked let's see what he's saying i don't know what he has going on other than he says he has a subject-to deal that he's struggling with and nobody seems to have the answer so he says he wants to call the creative finance master i don't know who the creative finance master is me okay let's see what lucas has to say hey lucas it's pace how you doing oh my god so much better now tell me what you got going on all right so do you want me to just ask you my problems or do you got time for the backstory i don't care about the back story okay so here's the thing i don't think i'm able to use one of those companies you always talk about that you know mortgage paid or whatever yeah a servicing company servicing company so i don't think i can us...