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hello there my name is Terry Gauri and Im a solicitor in Enfield Lakota beads I have received quite a few questions about what the new procedure is for going bankrupt in Ireland the situation is that the new bankruptcy provision made in the personal insolvency Act of 2012 and it recently only a few weeks ago there in December of 2013 was signed into law by the Minister for justice so this video is just gonna take a look at whats involved in going bankrupt in 2014 with the new law in place you might be thinking about going bankrupt its an option for some people its not an option for other people and you should really firstly visit a pip and secondly visit a solicitor in order just to be sure that its for you well anyway well just take a look at the how its going to work this video now is about a debtors bankruptcy and a deference bankruptcy is where the person who owes the money is choosing to go bankrupt in other words you may have big debts and you may be deciding that you are