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hey guys this is Claudia here from the bookkeeping experts I am so excited to be back here and today were going to cover a very popular subject its payments to deposit what is payments to deposit payments to deposit is a new name for all the positive funds is there any difference no its exactly the same thing and what it is is just a clearance account where um it works in QuickBooks so when you receive money from your client you record that payment you have not yet received uh you have not yet deposited to the bank you put it into this hold account so its going to hold the money for a little while until you record the deposit into the bank so with QuickBooks income transaction workflow lets talk about that so first you can send an estimate to a client you can send straight an invoice client pays you record the payment uh in the invoice and youre gonna send it to payments to deposit or on the positive funds which is the same thing and then youre gonna match it in banking very imp