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i wish that i had started sooner i wish i'd started sooner this is what i hear time after time i speak with 10 to 15 new people each week and they all by none wish they had started planning for retirement earlier and if you're sitting there with this niggling feeling in the back of your mind that there's maybe something more you should be doing that you really need to get around to this but you just haven't had the time or you haven't known where to start then you're in the right place because in this video i'm going to show you the three-step process that you need to follow to get back on track i'm also going to be introducing you to several tools that i have built so that you can work out exactly what you need to do to get to where you want to be [Music] hello and welcome back to the channel for anyone that's new here hi my name is james i'm a financial planner and this is a place where you can learn to make smarter financial decisions you know how every now and again when you're ai...