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In this tutorial, life insurance is explained through the story of Don, who earns $75,000 a year and has a wife, Dana, and two young children, Kingston and Snow. The family faces financial challenges, including a $600,000 mortgage, $5,000 in credit card debt, and a $26,000 car note alongside $40,000 in living expenses. Tragically, Don dies in an accident, leaving Dana to manage unexpected funeral costs of $10,000 and replace his income. Fortunately, Don had purchased a life insurance policy for $750,000, providing financial security for Dana and their children during this difficult time. This highlights the importance of life insurance for protecting loved ones.
