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In this tutorial, the presenter guides viewers on how to write a hardship letter for loan modification, which is a personal letter to a lender explaining the reasons for falling behind on mortgage payments. The video covers essential steps for writing this letter. First, include personal information such as full name and home address, ensuring to list the number, street name, city, state, and zip code. Additionally, it's advisable to provide contact information like a phone number or email. Finally, write the date of the letter in the format of month, date, and year. The tutorial promises a step-by-step approach to crafting the letter effectively.