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Roxanne Webster, a partner at Keller Williams, introduces a discussion on forbearance plans, specifically reviewing one from Freedom Mortgage. She emphasizes that the plan is only a temporary suspension of payments, with no clear guidance on what happens at the end of the forbearance period. According to the document, clients will need to work with the mortgage company to understand their circumstances and find a solution, but it lacks specifics on whether payments will be due in full or spread out. Roxanne expresses her discontent with the ambiguity and the lack of clarity in the terms provided. Links for further review will be available in the video and email.