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In this video tutorial, viewers learn how to read a Certificate of Liability Insurance (COI), specifically the 25 form. Many people, whether they are policyholders, certificate holders, or additional named insureds, often feel confused by this document. The COI is issued by a producer, agency, or insurance company and provides a summary of the liability insurance coverage for the insured. The tutorial guides viewers through the process of identifying key information on the form, starting with the header that states "Certificate of Liability." This marks the beginning of understanding the various liability coverages outlined in the document.