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so now lets talk about the benefit storm this is another product offering that we introduced last year but that comes from many years of research and development this time in the area the growing area of voluntary benefits weve seen some phenomenal adoption rates with the benefits store and to share more about those adoption rates and have been the benefit store story Id like to welcome out its vice president Jeff Oldham come on out Jeff thank you all right well good morning it was a year ago today that we had the grand opening of the benefit store think of the benefit store is comprised of the most awesome shopkeepers that work with our partners building products to protect the individuals in the families that we serve the genesis of the benefits store was really our response to a couple of market conditions that we saw while employers have been you know battling with medical costs year after year in 2010 when we drove into the language of ACA for us the writing was on the wall hd
