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A cleaning subcontractor agreement is created between an individual or business providing cleaning services and a residential or commercial cleaner hired as a subcontractor. Companies may choose to use subcontractors instead of hiring full-time staff to save money. Subcontractors are usually paid a higher hourly rate to cover expenses like health insurance. Subcontractors must file their own taxes as federal and state taxes are not deducted from their pay. Cleaning subcontractors are typically divided into two groups: residential and commercial cleaners.