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A cleaning subcontractor agreement is created between an individual or business that provides cleaning services and a residential or commercial cleaner hired to work as a subcontractor. Companies may choose to utilize subcontractors instead of hiring full or part-time staff to save money. Subcontractors are usually paid a higher hourly rate to account for expenses like health insurance, which they must pay for out-of-pocket as self-employed individuals. Contractors also have to file their own taxes every year, as federal and state taxes are not removed from their pay. Cleaning subcontractors are typically divided into two groups: residential cleaners who clean homes and apartments.