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these are the Garfunkel's they just tie the knot and are looking for the perfect hub before now the Garfunkel's that only live with their parents survived dorm live for four years and leased a one-bedroom dump from that shifty landlord now that they've found their dream home they suddenly realize that this whole home buying process is more complicated than they thought credit reports mortgages agents lawyers insurance inspections titles HOAs that's a lot of transactions too many for them to keep up with by themselves it's enough to make you want to go back to the days of bartering goods and services but the problem with that is there's no safeguards to ensure that everyone keeps to their agreements well that's where escrow comes in what is escrow you ask escrow is like the hub of a wheel that brings all the parties together in a transaction it's a neutral third party which holds all the money titles personal property or anything of value until all transactions are successfully complet...