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A cleaning subcontractor agreement is created between an individual or business that provides cleaning services and a residential or commercial cleaner hired to work as a subcontractor. Companies may choose to use subcontractors to save money by not hiring full-time employees. Subcontractors are usually paid a higher hourly rate to cover expenses like health insurance, which they must pay for themselves. Subcontractors are self-employed and must file their own taxes annually. Residential cleaners clean homes and apartments as cleaning subcontractors.