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on the east of me two stations in Central Falls Central Falls Fire Chief John Garvey heard the warnings about pension problems but he says they were down the road and he expected that road to be a long one there was always idle talk around here about pensions but we never thought it would come to this we always thought that there would be enough there but now there isnt it follows years of fiscal mismanagement and declining revenues for Rhode Islands smallest city troubles with its schools were so severe all its teachers were fired at one point Central Falls schools are now run by the state and volunteers operate the library it was the citys pension obligations that put it over the edge and into bankruptcy court Central Falls pension fund is underfunded by an estimated 80 million dollars retirees now face the possibility their pensions will be cut in half and they will be required to pay more for health benefits they dont collect Social Security chief Garvey feels cheated hes been