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A durable power of attorney involves two parties: a principal and an agent. The principal selects an agent to manage financial matters on their behalf, usually documented in writing. While spouses are commonly chosen as agents, principals can select anyone they trust, with attorneys recommending beneficiaries of their wills. Multiple agents can be appointed to make decisions jointly, and an alternative agent may be designated if the primary agent cannot act. The key distinction between a durable power of attorney and a general power of attorney is that the latter expires upon the principal’s incapacitation, as determined by a court, whereas the durable power remains effective until the principal's death or revocation.
