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hi Im attorney Sean Jaffer and with Jaffer and Associates and I want to talk to you about credit card lawsuits in Texas and how my firm handles them and or if you cant if you dont want to work with a lawyer maybe this information will actually help you and Defending Your Own lawsuit okay so the first things first what happens in Texas particularly is when youre served with a lawsuit youre going to have a piece of paper called the citation citation is going to tell you how long you have to respond to the lawsuit by filing an answer or a responsive pleading which could be an answer or it could be a motion to dismiss okay so the first thing you do is look at the piece of paper called the citation itll tell you that you either have uh usually in just as a peace quartz 14 days to answer or itll have something like 20 or 21 days to answer if youre in a county or district courts in Texas now if youre watching this from another state the process is pretty similar just look on this it