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When renting a car, you'll often be asked at the counter if you want to purchase the Collision Damage Waiver (CDW), also known as a Loss Damage Waiver. This option means the rental company won't hold you responsible for any car damage during your rental. Deciding whether to buy it can be tough, as it resembles your existing car insurance and the coverage that comes with some credit cards. Most major credit cards offer rental car coverage for free, allowing you to decline the damage waiver. However, this coverage has limitations, particularly for long rentals, so it's essential to check with your bank to understand the specifics of what's included.
