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[Music] when a couple goes through a divorce its oftentimes the case that theyre going to have different types of debts and one of these debts could be credit cards if a couple acquires credit cards during the time that theyre married regardless of whose name the credit card is in the parties are equally responsible for the payment of those credit cards there are some things that will put an asterisk by that and say that if the credit card debt was incurred for any kind of illegal activity then it can be argued that the other person is not responsible for paying that or if the party incurred debt on that credit card that was outside of the scope of what is considered normal for the family good meaning the parties decided to divorce and then one party went and booked a cruise on that credit card or bought some snowmobiles or something then the other party may not be required to absorb that 50% of that debt because they its considered that perhaps it was done without their knowledge