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During a divorce, couples often face various debts, including credit cards. When credit cards are acquired during marriage, both parties are generally equally responsible for the payments, regardless of whose name is on the account. However, there are exceptions. If credit card debt results from illegal activities, the other spouse may not be liable for repayment. Additionally, if one spouse incurs debt for purchases deemed excessive or outside the family's normal scope—such as vacations or luxury items—without the other spouse's knowledge, the uninformed spouse may not be responsible for half of that debt.