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In this video, Jennifer Hernandez discusses negotiating seller credits to cover closing costs during real estate transactions. She emphasizes that nearly all aspects of an offer, including the purchase price and closing costs, are negotiable. Hernandez, a lender since 1995, aims to equip viewers with the knowledge to negotiate effectively for seller contributions towards closing costs. She highlights that closing costs consist of fixed charges, such as lender fees, title company fees, appraisal, and survey costs. For further information, she provides a link to the Consumer Financial Protection Bureau (CFPB) for viewers to explore details on closing costs.