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hey guys Andrew Darlington here at veritos risk management today were going to talk about certificates of insurance and what you need to look for on the auto section of the Certificate of Insurance theres some really important things youll know about those in just one second okay so you have a certificate in your hand and youre looking at the auto section and the contractor says well I dont have any I dont own any Autos so thats why my auto the auto section is blank on the certificate you dont say okay no problem thats fine you say I understand but what we need is we need you to have something that shows hired and non-owned auto liability listed on there so theres a spot for owned autos and then hired and then not owned they need the hired and non-owned auto liability section done the reason why thats important is this if theyre driving to go to some Home Depot Lowes Big Johns Closeouts something like that for some supplies and they hit someone a good attorney I mean Robe
