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In this tutorial, Andrew Darlington from Veritos Risk Management discusses the key elements to look for in the auto section of a Certificate of Insurance (COI). He emphasizes the importance of having hired and non-owned auto liability coverage listed on the certificate, especially if a contractor claims not to own any vehicles, resulting in a blank auto section. He advises against accepting a blank section without the necessary coverage, explaining that if a contractor uses a vehicle to run errands and gets into an accident, having this coverage is crucial for liability protection. Proper documentation ensures comprehensive risk management.
