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your fixed income strategy entirely depends on your situation when investing in fixed income dont get attracted by a higher return because that will put your Capital At Risk safety come first [Music] hello and welcome to investors hangout this weekly interaction to help you learn and understand savings and investment issues is brought to you by Aditya birlas a life mutual fund and value research with a recent hike in the interest rates of small saving schemes the senior citizen saving scheme offers a return of eight percent per annum does that make it the best investment Avenue for retirees well tell you all about it in todays episode keep watching [Music] senior citizen saving scheme has become the highest yielding fixed income Avenue which provides guaranteed income for retirees and it was a good scheme and it has become even more attractive because interest rate has gone up and it has become the highest possible for retirees when interest rates went down government did not redu