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Split-Dollar insurance is a form of life insurance policy ownership that can offer future income benefits to executives, alongside the death benefit. It involves splitting the premium paid, cash surrender value, and death benefit between the company and the executive. The policy provides creditor protection and the company typically pays the premium, with the executive potentially being taxed on payments. Cash surrender value is assigned to the company up to the total premiums paid. Interest on the cash value can be used for retirement income.
