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a good retirement plan is not pieces you don't tackle one piece at a time it's actually more of a total looking of all your dough we actually use a software that we call nest egg to accomplish this we can see everything from your investments being dialed into your plan the tax consequences maybe your effective taxable rate that we can see about maybe adjusting there your risk your withdrawal rate um how you withdraw the money from your actual accounts to improve your performance there and we can see the confidence of your plan social security debt and more and so this is the kind of thing that you use to look at your entire retirement plan or goals for that matter maybe you have a debt goal in mind as well i hope you'll check us out at jazz wealth this is kind of a marketing video if you haven't figured it out yet and thanks for watching