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this is the basics of background check video hi Im Bill Clinton attorney and consumer protection lawyer Ive helped hundreds of people deal with inaccurate credit reporting debt collection harassment and other consumer related matters at the end of this video youll understand why a background check is a credit report and the obligation background checking companies have to make sure that their reporting is accurate and what you can do if you have lost an opportunity because of an inaccurate background check so a background check is a credit report really yeah yeah a background check well a credit report or a consumer report as its called no law is any third party communication about the character general reputation personal characteristics or mode of living of a person thats used for a particular purpose particular purposes include but are not limited to obtaining credit insurance employment government benefits licenses legitimate business purposes and or initiated by the consumer