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many different types of businesses need buy and sell bereavements most of the agreements are developed inside the operating agreement such as a partnership or a shareholder and those agreements are necessary to find out how are you going to handle a disability between a shareholder or partner and also if theres a disability and a death and so those items need to be addressed in every business to see how the succession of the business is going to take place of course from there you need to have a valuation and Scott has a certification and valuation and that valuation number is important because if youre disabled or if theres a death or even a divorce it can cause a lot of strife in the operation of that business to me its always interesting the people who dont understand buy-sell agreements even when they execute them thats kind of what I found did my the case I was an expert witness in a deposition lawsuit last month and really it was very interesting that the health care compa