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have you ever wondered about the importance of checking your beneficiary designations if so stay tuned for the next episode of The Furs Federal fact check hi Im John Raleigh with planning your federal retirement and today we have a question from David writes my wife and I have updated our Wills two years ago it states that all of our assets are to go to Survivor and if something happens to either one of us when the Survivor dies it then goes to our two children weve made the estate the beneficiary of our life insurance annuities IRA and tsp how often do we need to review our beneficiaries and estate plan David great question and really its important that your understanding to take a look at this estate plan situation if you think about it one of the main reasons its important to be clear is because youre not here to answer the questions that might need to be asked there might be reasons you have assets going to a specific individual or in a specific way and if youre not here to