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In a recent discussion, a question arose about whether mortgage interest rates increase for expats. It's noted that mortgage agreements typically require borrowers to inform lenders of any changes in circumstances, including moving abroad. Although there is an obligation to report this change, it is often overlooked by borrowers. If one becomes an expatriate, they must notify the lender, who will then determine whether to continue the mortgage or require a remortgage. There are sufficient lenders available to accommodate such changes in circumstances.