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A photography payment plan is an agreement between a professional photographer and a client utilizing the photographer's images or services. While some photographers prefer full upfront payment, offering payment plans can make expensive services more accessible and may include interest, benefiting both the customer and the photographer. A payment plan contract should include the names of the parties, a description of the services, total balance due, repayment details (down payment, interest rate, start date, repayment period), payment instructions, late payment terms, and signatures, along with any other relevant terms. For legal document templates, visit eforms.com.