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Commissioner Roberta Reardon guides viewers on applying for unemployment benefits through the online system, emphasizing that it's the fastest way to file a claim. She assures applicants that they will be kept informed of their claim status via emails, text messages, and letters. Before applying, applicants should gather necessary information, including wage and employer details, which can be found on the most recent W-2 or employment records. Viewers are encouraged to pause the video to note this information. Once ready, applicants must create an NY.gov account to proceed with their application.