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Jamie Hopkins and Steve Parrish discuss split dollar life insurance, a planning technique where one party has a need and another has the ability to pay. This technique, commonly used for retirement and estate planning, faced regulation changes from the IRS in 2003. Split dollar life insurance is familiar to many advisors but may be new to some students unfamiliar with insurance or business planning. The concept revolves around sharing the benefits and costs of life insurance between two parties.
