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hello and uh welcome everyone to our latest ulta insights webinar these are our free presentations offered on issues important to title and settlement professionals im jeremy yoe aotas vice president of communications and today weve got a great webinar lined up to discuss the new alta policy forms and endorsements and also provide some information on what you can do to prepare now to inform yourself your staff and talk to your customers about lip stretches and forms before starting just need to touch on a few housekeeping items youve probably heard me say these before if youve been on any of our previous webinars the webinar is being recorded recordings are always available on altas website at alta.org forward slash webinars thats alta.org forward slash webinars youll also get an email tomorrow with a link to the recording and youll also include a link to download a copy of the powerpoint uh in the go to webinar window pane you can also download a copy right now it should be