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In this tutorial, the speaker emphasizes the importance of using split dollar plans to reward and retain key employees, which is crucial for business growth and stability. They discuss the challenges of employee retention and suggest thinking creatively beyond typical incentives like competitive salaries, retirement plans, health insurance, and stock options. The speaker encourages businesses to consider unique benefits that can also allow for cost recovery, highlighting that these strategies are vital for maintaining a solid employee base, especially as business owners prepare for retirement or exit.
