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hey everyone we can take those old rmd tables and we can throw them right out the window because moving into 2022 irs has updated rmd tables updated the amount that youre going to need to take from your tax deferred accounts and inherited iras moving forward in 2022 and beyond now these changes arent a surprise weve known about these changes for a little while previously they talked about implementing these changes january 1st of 2021 they then moved it back to january 1st of 2022 so if you took a rmd previously on either a tax deferred account or an inherited ira moving forward you need to update your rmd tables and youre going to be subject to take a different amount now the good news here is normally when we take the wrong rmd we are subject to a 50 penalty in the amount that we miscalculated that rmd the good news here is that the rmd tables adjusted so youre taking less from your tax deferred and inherited iras so if youre using the previous rules the previous rmd rules you