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Luke from Tailored Insurance explains certificates of insurance, emphasizing the importance of understanding coverages. The left side of the certificate includes producer and insured information, while the right side lists different insurer companies labeled as A, B, and C for different lines of business. The first coverage discussed is commercial general liability, often confused with auto liability. Other coverages like auto liability and workers' compensation are also analyzed. Understanding these coverages is crucial for knowing what you are actually covered for.
